Top 8 Financial management tools for better money handling



“Some things just work better while some others best”-Anonymous
Looking for Financial/Budget/expense management solutions? Fine, now we are all looking for sophisticated tools to cope-up with our hustle-bustle lifestyle. Be it personal or business related, everyday expenditures if not limited may topple the “whole ship”. This is how tracking expense has become vital for personal as well as business success.
Several online tools are available for tracking and recording  all sorts of expenses with high accuracy, that can be retrieved instantly every time you need. How you can choose one, that suits your needs best from a big crowd. Here lie’s the challenge. Let us go through some major expense management tools available online.These tools vary from each other with its features,Portability,Security,Usability Etc.Some of them are free and some are Paid.
Anyway its good to try these if you are having difficulties in managing your money.
1.Tistify
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It is one of newly launched expense management tool known for its simplicity. Its flexible for personal as well as business users. You can enjoy the service for free. The tool is very easy to use and you can add expense and income in separate pages. You can get solid report. If you need custom reports you have the option of adding customized categories and tags. The tool is now in its β version and is on the path of development and so you can expect more. No support is needed to use the simple yet effective tool for a beginner, still they provide active customer support and a detail help page. It is perfect and flawless for personal or small business use and we can expect an immediate update from Tistify home.

2.Certify
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A comparatively better tool available for fulfilling your expense management needs. Features seemed to be ideal for complex business organizations. Fast method to store and quick way to retrieving data are its peculiarity but you have to pay for enjoying its pretty good features.
It has automated expense management process which  automatically extracts data about expense from any receipt image. They offer varied options such as certify E-receipt and certify spend smart features. Two sorts of workflows include locked and approval types. As one has to pay for enjoying its features, it suits large business firms and not personal needs
3.Expensify
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You can file your expense, add receipt and analyze your reports using this expense management site. Options for category customization, image uploading, and multi-tag setting make the site better but the whole thing lies crowded in the dashboard and there exists a shortage of guidance. For enjoying premium features you need to upgrade to a premium plan. It is moderately suited for business peoples.
4.Mint
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This website(and app) expense tracking so simple, and has many other functions as well.Once you create a Mint account you can connect all your financial accounts to it including  Checking accounts, credit cards, savings accounts,brokerage accounts, retirement accounts,  mortgage, auto payments, college savings; any financial account can be connected to this website so you have all your details aggregated in one place. Concerned about security? The web page utilizes the same protection as online financial institutions like banks, and because it’s read only no transactions can be made through it if someone were to breach your account. Then all you need to do is log on and Mint.com up-dates the details from all your various banking organizations and gives you real-time information from your Accounts.










5.Xpenser
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Xpenser known for the performance of the primary function of any expenses recording application - recording expenses. The purpose, in most situations, that's what you really look for. And that's not to say that Xpenser doesn't have reports and other features, but the greatest promoting function of the app is how simple it is to record transactions.

One advantage of Xpenser is you don't have to log in to the app to record an entry. And also there's a suitable iPhone app available. But Xpenser can also get entries via text, voice call, e-mail, Twitter, or instant messenger. As a customer you're not likely to use all of those techniques all the time, but the versatility is mentionable.

6.Chargify:
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Be it digital or not, if you intend to get an online subscription for your product, Chargify works better for you. It is an advantage that the dashboard is nicely designed to permit you to manage special offers and coupons and renewal deadlines and changing expiration dates all in a single place.

7.InDinero:
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It is another useful application for medium and small business runners. It automatically pulls in information from the account holder’s credit card and bank account, and provides all latest the latest financial information. Moreover it puts forward better suggestions for future planning and budgets.

8.FreshBooks:
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This service is particularly helpful for managing invoices. When you create an invoice, receive or both, you may find difficult to keep everything in order. This system helps you to monitor things easily.







Complete Guide To Laptop Operating Systems

When you buy a laptop these days you are not just buying a machine. You are buying the software that runs the machine. Years ago, there weren't many choices. Almost all consumers went with a Windows laptop. Some loyalists would choose Mac, while hardcore computer users might choose Linux. Through the years that has changed drastically. More people than ever are buying Mac laptops. Windows comes in many forms, including the new Windows 8. There are tons of different Linux builds. Then there are the specialty operating systems. Google has released the Chrome OS for its Chromebook line. Android, too, powers many laptop-like devices. The choices are no longer straight forward. If you're looking to buy a laptop, or just want to become more familiar with the options available, this guide will show you the way.

Mac OSX

While it runs on less than 10 percent of all personal computers, Mac OSX has grown drastically in the last ten years. Fed up with Windows, many people have turned their attentions to Mac OSX on both desktops and laptops. Pros:
  • Ease of use. Everything in OSX is relatively straight forward, making it easy to understand even for novice computer users.
  • Efficiency. OSX is designed to correct itself, reallocating memory in order to run in the most efficient manner.
  • Security. While there have been more malicious attacks on Macs in the last year than ever before, the incidents are still very rare compared to Windows PCs.
  • Media. Macs were made to work with high-resolution video and audio media.
Cons:
  • Software availability. Since about 90 percent of computer users run Windows machines, developers create more software for them. While Mac software availability has improved in the last ten years, there is still a lot more software for Windows.
  • Closed environment. PC users switching to Mac will notice that they have a lot less control over the computing experience. Macs are known for their uniform user experiences.
  • Price. Apple prices its Mac computers considerably higher than Windows laptops. Even their low-end devices cost $1,000US. Decent Windows laptops can be had for half that price.

Windows 8

The newest release from Microsoft, Windows 8 is all about cross-platform compatibility. It is meant to run not only on laptops and desktops, but also smartphones and tablets. The results have yet to be seen, but Windows 8 could be the OS that unites all of our gadgets. Pros:
  • User interface. The user interface of Windows 8 is one of the best Microsoft has ever created. For touchscreen laptops, there is the tile view. For traditional laptops there is the classic Windows view.
  • Improvements. Since Windows 8 was just released, it will undergo many changes in the near future. Bugs will be fixed, and problems will be solved.
  • Security. Windows 8 is the most secure version of Windows yet, which will increase its appeal.
  • Range of devices. Windows 8 runs on all kinds of devices, including standard laptops, laptop-tablet hybrids, and the sleek new ultrabooks.
Cons:
  • Buggy. While improvements are coming, Windows 8 still contains many bugs that hinder the user experience.
  • Compatibility. There is some software not yet designed to run on Windows 8.
  • Gaming. While most software runs well on Windows 8, games are not quite up to speed yet.
  • Pricing. Microsoft ran a sale in late 2012, but Windows 8 pricing is back to its normal levels. You can, however, get a 90-day trial of Windows 8.
The good news is that many of the cons will go away as Windows 8 develops. It should be the best Windows by a long shot by the end of 2013.

Windows 7

After many failed releases, Microsoft finally won over the market with its Windows 7 operating system. Even though it has recently released Windows 8, Windows 7 remains a functional operating system that many users perfer. Pros:
  • Universality. More users run Windows 7 than any other computer platform. That allows users to share tips and tricks, as well as software.
  • Gaming. While Windows 8 isn't quite up to speed yet, gamers love Windows 7. Many will not upgrade because of gaming issues.
  • Customization. Windows 7 is the most customizable version of Windows.
  • Efficiency. While not as efficient as Mac OSX, Windows 7 is an efficient operating system.
Cons:
  • Support. Since there is a new version of Windows to support, Windows 7 won't receive the same level of support from Microsoft that it has in the past.
  • Development. With more and more people installing Windows 8, developers will start focusing on that OS.
  • Upgrading. Again, it will cost a lot to upgrade to Windows 8. Buying a Windows 7 laptop now means paying that upgrade cost in the future.

Chrome OS

In 2009 Google announced a new OS, called Chrome OS. It is based on their Chrome web browser, and it runs web apps instead of traditional apps. While Chromebooks got off to a slow start, they made progress in 2012. Google recently released the Chromebook Pixel, its most advanced model yet. Pros
  • Speed. Because Chrome OS contains few bells and whistles, it runs web apps faster than traditional laptops.
  • Simplicity. Everything in Chrome OS is straight forward and easy to use, even for novice PC users.
  • Essentials. Chrome OS contains essentials for web browsing and web use, even for heavy and pro web users.
Cons
  • Power. Chromebooks are underpowered by design, since they require few resources. But they are sometimes underpowered, leading to issues.
  • Limited capabilities. If you want to do anything that doesn't involve direct web use, you're out of luck. Chrome OS is severely limited in what it can perform.
  • Clunky interface. Some Chromebooks feature touchscreens, but the OS doesn't seem to be designed for a touchscreen interface in the same way Android is.
  • Price. Even the low-end Chromebooks are priced too highly for what they bring to the table. The new Pixel costs $1,300US, which is more than the MacBook Air.
Joe Pawlikowski writes, edits, and consults for several tech blogs across the web. He writes about mobile gadgets and technology at his site, MobileMoo.

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